Factoring and Financial Services

Compare factoring companies

From major bank to fintech: compare costs, terms, and speed and find the provider that suits your business.

From major bank to fintech: compare costs, terms, and speed and find the provider that suits your business.

20+

Providers compared

<24 hours

payout at Finqle

€8.8 billion

factoring market NL (2025)

What do you look for?

What do you look for?

Why compare first?

Why compare first?

The smallest differences between factoring companies make the biggest impact. Pay attention to these five points before you choose.

The smallest differences between factoring companies make the biggest impact. Pay attention to these five points before you choose.

Costs

How high is the factoring fee and what is included? Look out for extras for credit insurance or accounts receivable management.

Terms and Conditions

Minimum turnover, notice periods, and the type of invoices that can be financed.

Service & reputation

Speed ​​of payment, customer friendliness and reliability.

Flexibility

From American factoring to reverse or silent factoring — choose what suits you.

Reliability

Is the provider an FAAN member or a Recognized SME Financier? That says something about supervision and standards of conduct.

Would you rather know immediately what it costs you?

Take the free factor scan and see your personal fee in a few clicks.

Cash flow optimisation

Cash flow optimisation

All factoring companies in the Netherlands

All factoring companies in the Netherlands

The Dutch market has dozens of alternative financing options. Below are the best-known, categorized by type, so you can quickly see which category suits you.

The Dutch market has dozens of alternative financing options. Below are the best-known, categorized by type, so you can quickly see which category suits you.

Independent & fintech

Independent & fintech

Finqle

Fintech factoring for SMEs and platforms. Direct payment, choose your own invoices, embedded finance via API.

SVEA

Part of Svea Bank. Submit a single invoice or series, often paid out the same day.

FAAN

Boozt24

Factoring with the flexibility of a current account; you handle the accounts receivable yourself.

Bibby Financial Services

International independent factor with personal service and broad sector knowledge.

FAAN

Factris

Tech-driven SME factoring, active in multiple European countries.

Floryn

Flexible business credit and factoring, data-driven and fast.

CS Factoring

SME factoring with an emphasis on personal contact.

The Blue Factor

SME factoring, focused on simplicity and fast onboarding.

De Facto

Traditional and American factoring for SMEs.

O2 Factoring

SME factoring with personal guidance.

Freelance Factoring

Since 2012, specifically aimed at freelancers and small businesses.

Impact Factoring

Smaller independent SME factor.

Banking factoring companies

Banking factoring companies

ABN AMRO Commercial Finance

Large bank, suitable for larger debtor portfolios.

FAAN

ING Commercial Finance

Bank factoring and asset based finance.

FAAN

Rabo Factoring

The factoring division of Rabobank.

FAAN

BNP Paribas Factor

International network; finance or purchase receivables, possibly with inventory financing.

FAAN

Deutsche Bank Asset Based Finance

Banking, aimed at (mid-)corporate.

FAAN

Eurofactor Netherlands

Part of the Crédit Agricole group.

FAAN

Adjacent: loan + factoring

Adjacent: loan + factoring

BridgeFund

Primarily business loans, with factoring as a supplement.

Swishfund

Business loans; compete for the same working capital demand.

At a glance

At a glance

Compare factoring companies

Compare factoring companies

The key differences side by side. Figures like "on request" vary by situation. Check with the provider before you choose.

The key differences side by side. Figures like "on request" vary by situation. Check with the provider before you choose.

Comparison of factoring companies in the Netherlands. Indicative, 2026.

Provider

Type of payout

Type of financing

Max. financing %

Smart Invoicing

Credit insurance

Debt Collection

Integrations

Finqle

Intant payout,
on demand

Invoice purchasing

100%

Yes

Yes

Yes

UI / MCP / API

Svea Factoring

Within 1
business day

Invoice purchasing

Up to 100%

No

Yes

Yes

UI / MCP

Boozt24

Within 1
business day

Invoice purchasing

Up to 100%

No

Yes

Yes

UI

Bibby Financial Services

Within 1
business day

Invoice purchasing

85% - 90%

No

Yes

Yes

UI

Factris

Within 1
business day

Invoice purchasing

Up to 100%

No

Yes

Yes

UI

Floryn

Within 1
business day

Short term loan

% of outstanding

No

No

Yes

UI

Freelance Factoring

Within 1
business day

Invoice purchasing

90%

No

Yes

Yes

UI

ABN AMRO Commercial Finance

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

ING Commercial Finance

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

Rabo Factoring

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

BNP Paribas Factor

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

Provider

Type of payout

Type of financing

Max. financing %

Smart Invoicing

Credit insurance

Debt Collection

Integrations

Finqle

Intant payout,
on demand

Invoice purchasing

100%

Yes

Yes

Yes

UI / MCP / API

Svea Factoring

Within 1
business day

Invoice purchasing

Up to 100%

No

Yes

Yes

UI / MCP

Boozt24

Within 1
business day

Invoice purchasing

Up to 100%

No

Yes

Yes

UI

Bibby Financial Services

Within 1
business day

Invoice purchasing

85% - 90%

No

Yes

Yes

UI

Factris

Within 1
business day

Invoice purchasing

Up to 100%

No

Yes

Yes

UI

Floryn

Within 1
business day

Short term loan

% of outstanding

No

No

Yes

UI

Freelance Factoring

Within 1
business day

Invoice purchasing

90%

No

Yes

Yes

UI

ABN AMRO Commercial Finance

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

ING Commercial Finance

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

Rabo Factoring

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

BNP Paribas Factor

1 -2 business
days

Loan

80% - 90%

No

No

No

UI

Found your match with us?

Found your match with us?

Finqle pays out instantly, without any hassle. Compare it to your own figures.

Finqle pays out instantly, without any hassle. Compare it to your own figures.

Why factoring via Finqle?

Super-fast payout

Your money in your account within 24 hours.

100% flexibility

ERP & boekhoudsoftware

Decide for yourself which invoices to submit.

Transparent and clear

No fine print or hidden costs.

Real-time insight

ERP & boekhoudsoftware

Via a user-friendly online platform.

Growing with your business

SaaS met facturatie

From individual invoices to automated solutions.

Interested in finding yout your fee and possibilities?

Take the free factor scan and see your personal fee in a few clicks.

Comparing factoring: frequently asked questions

How many factoring companies are there in the Netherlands?
What does factoring cost on average?
What is the difference between banking and fintech factoring?
What does FAAN membership mean?
How quickly will I get my money?
Can I choose which invoices I submit?

Curious about the benefits?

Take the quick scan now and see what Finqle can do for you.

Curious about the benefits?

Take the quick scan now and see what Finqle can do for you.