Credit insurance
Stop losing sleep over unpaid invoices
With Finqle’s credit insurance, your payment is guaranteed on day 30. Not after months of debt collection or endless paperwork on day 30. Full stop.
Payment on day 30. Guaranteed.
No waiting until day 120
You receive your funds on day 30, whether or not your customer has paid.
No collections work for you
Our AI-powered accounts receivable management handles everything, professionally and in your name.
No unexpected losses
Every invoice is insured from the moment it is submitted.
One fee, everything covered
Accounts receivable management, credit insurance and guaranteed payment in one clear rate.
Traditional credit insurance does not solve your problem
You have a policy with Atradius or Euler Hermès. Your customer does not pay, and then the waiting begins. You have to collect the debt yourself until day 120 before the insurer takes action. Meanwhile, you are left without funds, with a hole in your cash flow and a policy that only works when it is already too late.
Two out of three SMEs lose revenue every year to unpaid invoices. With Finqle that's zero: every invoice is insured the moment you submit it.
Source: Exact MKB Barometer 2026
Compare
Finqle versus traditional insurers
Finqle
Credit insurance
Do it yourself
Payment guaranteed on
Your payment term
Day 120+
Not guaranteed
Accounts receivable management included
Yes (AI + human)
Self-managed collection required
Yes, until day 120
Yes
Instant payment option
Suitable for SMEs
Limited
Limited
Minimum revenue required
Yes
No
No minimum revenue required
Accessible to smaller businesses too. While traditional credit insurers usually set revenue limits, Finqle is open to every business.
Clients