Construction & engineering
Long payment terms? No longer your problem.
In construction, payment terms of 60 to 90 days are standard. Meanwhile, you still need to pay for materials, subcontractors and staff. Finqle solves this with instant payment and credit insurance for construction.
Payment terms of 60–90 days
Large clients dictate long payment terms. You have to finance the work upfront.
High invoice values
One unpaid invoice of €50K+ can impact your entire liquidity position.
Subcontractors want to be paid quickly
Your payment chain starts at the bottom. When you wait, everyone waits.
Insolvency risk in the supply chain
Construction has a relatively high rate of insolvencies. One non-paying client can be fatal.
One chain, two cash flows: how it works for an infrastructure contractor
An infrastructure contractor works with several large clients, each with its own flow of delivery notes, pro formas and purchase orders. Finqle automates the entire invoicing chain: AI reads production statements and labour-day registers, generates pro formas and matches purchase orders. At the same time, self-employed crews are paid immediately through Connect, automatically reconciled against incoming payments, including G-account contributions for each contract.
Accountant out of the chain
Teams paid instantly
One cash-flow overview
Automated invoicing
Production statement → AI pro forma → contractor approval → purchase-order matching → invoice.
Teams paid instantly
Freelance teams receive their money instantly through Connect, settled against the sales flow.
Finqle for construction: cash flow and protection
Instant payment
Receive your funds immediately after invoicing, regardless of your client’s payment terms.
Insolvency risk in the supply chain
Our credit limits are tailored to the construction sector, including for large invoices.
Professional accounts receivable management
We follow up on every invoice, so you can focus on your projects.
Credit insurance
Every invoice is insured. Payment is guaranteed on day 30, even if your client does not pay.
Customers
Keep building. We’ll take care of your cash flow.
Curious about what Finqle can do for your industry?