Cashflow,

Waarom geld lenen als je factuur binnen een dag wordt betaald? Met Finqle heb je altijd cash. Wij optimaliseren jouw factuurstroom. Van opmaak tot uitbetaling.

Waarom geld lenen als je factuur binnen een dag wordt betaald? Met Finqle heb je altijd cash. Wij optimaliseren jouw factuurstroom. Van opmaak tot uitbetaling.

10+ jaar ervaring

Providers compared

<24 hours

payout at Finqle

€8.8 billion

factoring market NL (2025)

Drie versnellers

Drie versnellers

Drie pilaren. Eén platform.

Drie pilaren. Eén platform.

Finqle versnelt elke fase, van werk tot cash. Je kiest zelf wat je nodig hebt en betaalt alleen daarvoor.

Finqle versnelt elke fase, van werk tot cash. Je kiest zelf wat je nodig hebt en betaalt alleen daarvoor.

Factuurversnelling

AI maakt van urenstaten en werkbonnen gevalideerde, debiteur-goedgekeurde facturen.

Debiteurenbeheer

Getraind team beheert jouw debiteuren uit jouw naam, met AI-signalen en menselijke toon.

Uitbetaling

Optionele factoringlaag met flexibele uitbetaling: direct na goedkeuring, op een vaste dag, of gegarandeerd op de vervaldatum. Jij bepaalt het moment, per factuur.

Flexibility

From American factoring to reverse or silent factoring. Choose what suits you.

Reliability

Is the provider an FAAN member or a Recognized SME Financier? That says something about supervision and standards of conduct.

Would you rather know immediately what it costs you?

Take the free factor scan and see your personal fee in a few clicks.

Cashflow-optimalisatie

Cashflow-optimalisatie

Koppel je inkoop aan je verkoop

Koppel je inkoop aan je verkoop

Met Finqle kan je ook je inkoopstroom optimaliseren. Wij betalen jouw leveranciers, en jij ons op een verlengd termijn. Bouw de perfecte kasstroom voor jouw organisatie.

Met Finqle kan je ook je inkoopstroom optimaliseren. Wij betalen jouw leveranciers, en jij ons op een verlengd termijn. Bouw de perfecte kasstroom voor jouw organisatie.

Independent & fintech

Independent & fintech

Finqle

Cashflow accelerator for SME's, platforms and strategic partners. Instant payout on demand.

Svea Factoring

Part of Svea Bank. Submit a single invoice or series, often paid out the same day.

Boozt24

Factoring with the flexibility of a current account.

Bibby Financial Services · FAAN

International independent factor with personal service and broad sector knowledge.

Met

Submit invoice online, paid within 24 hours, no annual financial statements or deposit.

Factris

Tech-driven SME factoring, active in multiple European countries.

Floryn

Flexible business credit and factoring, data-driven and fast.

CS Factoring

SME factoring with an emphasis on personal contact.

The Blue Factor

SME factoring, focused on simplicity and fast onboarding.

De Facto

Traditional and American factoring for SMEs.

O2 Factoring

SME factoring with personal guidance.

Freelance Factoring

Since 2012, specifically aimed at freelancers and small businesses.

Klarvoort

Private specialist with a personal approach and niche knowledge.

Impact Factoring

Smaller independent SME factor.

Banking factoring companies

Banking factoring companies

ABN AMRO Commercial Finance

Large bank, suitable for larger debtor portfolios.

ING Commercial Finance

Bank factoring and asset based finance.

Rabo Factoring

The factoring division of Rabobank.

BNP Paribas Factor

International network; finance or purchase receivables, possibly with inventory financing.

Deutsche Bank Asset Based Finance

Banking, aimed at (mid-)corporate.

Eurofactor Netherlands

Part of the Crédit Agricole group.

Adjacent: loan + factoring

Adjacent: loan + factoring

BridgeFund

Primarily business loans, with factoring as a supplement.

Swishfund

Business loans; compete for the same working capital demand.

Adjacent: loan + factoring

Adjacent: loan + factoring

BridgeFund

Short-term micro credit. Fast but expensive.

Swishfund

Business loans; compete for the same working capital demand.

Oplossingen

Oplossingen

Kies wat bij jou past

Kies wat bij jou past

The key differences side by side. Figures like "on request" vary by situation — check with the provider before you choose.

The key differences side by side. Figures like "on request" vary by situation — check with the provider before you choose.

Comparison of factoring companies in the Netherlands — indicative, 2026.

Provider

Type

Payment

Accounts Receivable Management

Minimum turnover

FAAN member

Finqle

Fintech

Immediately

Outsourced

Flexible

–

Svea Factoring

Non-banking

Often the same day

Outsourced

Accessible

–

Boozt24

Non-banking

< 24 hours

Yourself

± €500,000

Yes

Bibby Financial Services

Independent

On request

Outsourced

On request

Yes

Met

Non-banking

< 24 hours

Outsourced

No threshold

Yes

Factris

Fintech

On request

Outsourced

On request

–

Floryn

Fintech

On request

Yourself

On request

–

Freelance Factoring

Non-banking

On request

Outsourced

Freelancer/small business

–

Klarvoort

Independent

On request

Outsourced

On request

–

ABN AMRO Commercial Finance

Banking

On request

Variable

Higher

Yes

ING Commercial Finance

Banking

On request

Variable

Higher

Yes

Rabo Factoring

Banking

On request

Variable

Higher

Yes

BNP Paribas Factor

Banking

On request

Variable

Higher

Yes

Provider

Type

Payment

Accounts Receivable Management

Minimum turnover

FAAN member

Finqle

Fintech

Immediately

Outsourced

Flexible

–

Svea Factoring

Non-banking

Often the same day

Outsourced

Accessible

–

Boozt24

Non-banking

< 24 hours

Yourself

± €500,000

Yes

Bibby Financial Services

Independent

On request

Outsourced

On request

Yes

Met

Non-banking

< 24 hours

Outsourced

No threshold

Yes

Factris

Fintech

On request

Outsourced

On request

–

Floryn

Fintech

On request

Yourself

On request

–

Freelance Factoring

Non-banking

On request

Outsourced

Freelancer/small business

–

Klarvoort

Independent

On request

Outsourced

On request

–

ABN AMRO Commercial Finance

Banking

On request

Variable

Higher

Yes

ING Commercial Finance

Banking

On request

Variable

Higher

Yes

Rabo Factoring

Banking

On request

Variable

Higher

Yes

BNP Paribas Factor

Banking

On request

Variable

Higher

Yes

Found your match or just the fastest?

Found your match or just the fastest?

Finqle pays out instantly, without any hassle. Compare it to your own figures.

Finqle pays out instantly, without any hassle. Compare it to your own figures.

Why factoring via Finqle?

🧾 Factuur na levering

Your money in your account within 24 hours.

100% flexibility

ERP & boekhoudsoftware

Decide for yourself which invoices to submit.

🧾 Factuur na levering

No fine print or hidden costs.

Real-time insight

ERP & boekhoudsoftware

Via a user-friendly online platform.

🧾 Factuur na levering

🧾 Factuur na levering

From individual invoices to automated solutions.

Would you rather know immediately what it costs you?

Take the free factor scan and see your personal fee in a few clicks.

FAQs

Zijn er installatiekosten?
Zit ik vast aan een contract?
Verschijnt factoring als schuld op mijn balans?
Hoe snel ontvang ik mijn geld?
How quickly will I get my money?
Can I choose which invoices I submit?