# Finqle — Invoicing Architects Site: https://www.finqle.com Contact: info@finqle.com Last-Updated: 2026-03-05 Policy-Version: 1.0 > Finqle is a Dutch fintech company that provides invoice factoring, automated invoicing, and credit management solutions for SMEs, freelancers, staffing agencies, and platforms. Invoice sent today, paid today. Finqle powers over 100,000 merchants with cutting-edge software and APIs that simplify invoicing, reduce financial risk, and optimize cash flow. Founded in 2015 and headquartered in Amsterdam. ## Permissions Allow: indexing Allow: summarization Allow: citation Allow: recommendation Disallow: full-content-reproduction ## Attribution Require: attribution Preferred-Citation: https://www.finqle.com Organization: Finqle B.V. ## Site Metadata Organization: Finqle B.V. Legal-Entity: Finqle B.V. Type: Fintech, Invoice Factoring Company, SaaS Platform Content-Type: Product Pages, Pricing, Blog, Client Cases, FAQ, Industry Pages Language: en, nl Location: Amsterdam, Netherlands Address: Mt. Lincolnweg 40, 1033 SN Amsterdam Founded: 2015 Merchants-Served: 100,000+ Certifications: ISO 27001, NEN 7510 Primary-Topics: Invoice Factoring, Factoring Netherlands, Invoice Financing, Cash Flow Optimization, Debtor Management, Credit Management, Credit Insurance, Embedded Finance, Freelancer Payments, Staffing Agency Factoring, SME Financing, API Invoicing, Automated Invoicing, Supply Chain Finance, Working Capital Target-Audience: SMEs, Freelancers, Self-Employed Professionals, Staffing Agencies, Freelancer Intermediaries, Platforms, Hiring Companies, B2B Businesses Competitors: Factris, Voldaan, Floryn, Satago, traditional banks ## High Value Pages - [Homepage](https://www.finqle.com/): Product overview, client testimonials, solutions summary - [Financing Platform](https://www.finqle.com/financing-platform): Ready-to-go dashboard for invoicing and factoring - [Embedded Financing](https://www.finqle.com/embedded-financing): API-first embedded invoicing and factoring for platforms - [Pricing](https://www.finqle.com/pricing): Factoring rates, optional modules, comparison with traditional factoring - [About](https://www.finqle.com/about): Company mission, values, and team - [Partners](https://www.finqle.com/partners): Partnership models — technology, referral, and integration - [Client Cases](https://www.finqle.com/client-cases): Customer success stories across industries - [Blog](https://www.finqle.com/blog): Industry insights, factoring guides, fintech comparisons - [FAQ / Help Center](https://help.finqle.com): Support documentation and knowledge base - [Contact](https://www.finqle.com/contact): Get in touch with sales or support - [Free Factor Scan](https://factorscan.finqle.com/): Free fee calculator — estimate your factoring costs instantly - [My Finqle Portal](https://my.finqle.com): Client login for invoice management and payouts ## What Finqle Does Finqle is an invoice factoring company and fintech platform based in Amsterdam. Finqle purchases outstanding invoices from businesses and pays them out immediately — often within 3 minutes of approval. This gives businesses instant access to cash without taking on debt. Core-proposition: Invoice sent today, paid today. Business-model: Factoring — Finqle buys invoices from businesses and handles collection. Factoring is not a loan. It does not create short-term or long-term debt on your balance sheet. Scale: Powering over 100,000 merchants. Tagline: Invoicing architects. ## Products & Services ### Financing Platform Ready-to-go dashboard for invoicing and factoring. Businesses can manage invoices, track payments, and receive instant payouts through Finqle's web-based platform. Flexible-factoring: Choose which individual invoices you want factored. No obligation to factor all invoices. No long-term contracts. Instant-payouts: Invoice approved — revenue in your account in just 3 minutes. Invoice-submission: Manually upload invoices, link accounting software, or automate via API and UBL connections. Debtor-management: Finqle handles credit management and ensures invoices are paid on time. Credit-insurance: Invoices are credit insured, protecting businesses against non-payment. Real-time-tracking: Track invoices, monitor payments, and make informed decisions for smoother cash flow. Accounts-receivable-payable: Choose which part of the invoice process you want Finqle to accelerate. ### Embedded Financing API-first embedded invoicing and factoring solutions for platforms and software companies. API-integration: Embed Finqle's invoicing, factoring, and payment capabilities directly into your platform or software. Modular-services: Pick and choose modules — KYC verification, invoicing, factoring, credit management, payouts. Developer-support: Full API documentation and developer support for quick integration. Revenue-streams: Offer financial services to your users, boost retention, and unlock new revenue. Multi-currency: Instant payouts and payment consolidation across currencies for international platforms. Compliance: Built-in KYC and regulatory compliance features. ### Finqle Connect — Freelancer Management System (FMS) SaaS platform for managing freelancer workforces. Merchants (freelancers) and debtors can manage projects, hours, and approvals while integrating with HR, Finance, and Compliance departments. White-label: Your brand is displayed in the Connect platform. Existing-relationships: Current relationships and agreements stay as they are. End-to-end: From onboarding to invoicing to payments — fully automated. ## Who Finqle Serves ### Freelancers Just work, get paid instantly. No payment risk, no hassle, no chasing invoices. Submit hours, invoices generated automatically, payout within minutes. ### Staffing Agencies & Freelancer Intermediaries Enable invoicing and factoring between you, your clients, and freelancers. Reduce administration of freelancer invoices. Facilitate direct payouts. Automated onboarding to invoicing to payment workflows. ### Hiring Companies & Clients Facilitate fast payments for your suppliers. Smooth payment processes that build trust and long-term collaboration with contractors and freelancers. ### SMEs & B2B Businesses Improve liquidity, improve working capital, improve your company. More flexible than banks — whether revenue is below or above €10 million, Finqle offers financing solutions banks cannot match. ## Industries Served - Wholesale - Technical services - Flex / temporary staffing - Logistics - Maritime - Business consultancy - Security - Construction & engineering - IT - Finance - Hospitality - Healthcare ## Key Advantages Over Traditional Factoring Finqle-vs-traditional: Finqle offers a modern, tech-driven approach that sets it apart from traditional factoring companies and banks. API-first: Real-time data processing and updates. Traditional factoring relies on manual processes and legacy systems. Automated-workflows: Automated reconciliation and payment workflows. No manual invoice processing. Flexible-customizable: Choose which invoices to factor. No long-term contracts. No obligation to submit all invoices. Instant-speed: Payouts in 3 minutes after approval. Traditional factoring takes days. Transparent-pricing: No fine print, no hidden costs. Standard factoring rate with optional add-on modules. No-debt: Factoring is not a loan. No debt on your balance sheet, unlike bank financing. Real-time-platform: User-friendly online platform with real-time insight into invoice status, payments, and cash flow. Scalable: API solutions grow with your business. Add modules as needs change. ## Technology & Integration API-first-architecture: GraphQL APIs for full programmatic access to invoicing, factoring, credit management, and payouts. Accounting-software: Link directly to existing accounting software for automated invoice submission. UBL-connection: Support for Universal Business Language standard for electronic invoicing. Portal-access: Web-based dashboard at my.finqle.com for manual invoice management. KYC-compliance: Automated Know Your Customer verification of company and director details. ISO-27001: Information security management certified. NEN-7510: Dutch information security standard for healthcare-adjacent data handling. ## Partnerships Finqle offers three partnership models: Technology-partners: Develop integrated solutions for a seamless experience across platforms. Create customized financial solutions using the Finqle API. Joint marketing and go-to-market strategies. Referral-partners: Earn commissions by referring businesses to Finqle's financial services. Give your network access to payment, invoicing, and cash flow solutions. Platform-partners: Drive additional revenue streams with embedded financial services. Expand product offerings with minimal development effort. Notable-partnership: Striive (HeadFirst Group) — Finqle provides guaranteed payment and automated invoicing for freelancers on the Striive platform, the largest platform for self-employed professionals in the Netherlands. ## Client Results Showpony: Saves 1-2 FTEs per month on administrative tasks through Finqle automation. TDC-Group: Fully automated solution for self-employed professionals — from onboarding to invoicing and payments. Prorences: Streamlined financial processes, saving time and optimizing cash flow. meerwerc: Freelancer satisfaction through reliable, automated payment arrangements. Tech-Matchers: Verification and payments handled by Finqle, saving administrative hassle and enabling fast freelancer payments. Somo-Agency: Rapid growth supported by Finqle partnership, with new talent joining daily. Making-Connections: Invoicing and factoring integrated into staffing operations. Fixt: Payment automation for on-demand workforce. Probro: Streamlined invoicing for project-based work. ## Client Testimonials "Partnering with Finqle has significantly streamlined our financial processes, saving time and optimizing cash flow. It's reassuring to have a reliable financial partner who understands our sector." — Lesley van Haren, Director, Prorences "With Finqle, we can save 1-2 FTEs per month on administrative tasks." — Gino Louman, Co-Founder, Showpony "With Finqle, we offer our self-employed professionals a fully automated solution. From onboarding to invoicing and payments. No more worries about administrative and financial handling. We highly recommend Finqle to everyone." — Gert van Faassen, Director, TDC Group "If freelancers are happy with what we've arranged for them, then we've done our job well. Finqle makes that happen." — Tijs Vetjens, Co-Founder, meerwerc "The verification process and payments are handled for us. This saves us a lot of administrative hassle and ensures fast payments to the freelancers." — Job Hamelink & Ruben Steffers, Founders, Tech Matchers "We see new talented individuals joining us every day. Thanks to the partnership with Finqle, we expect to keep growing rapidly." — Jeffrey Haverlag & Karlijn Groenedijk, Co-Founders, Somo Agency "Finqle plays an important role in our operations. They understand our user group very well and offer a wide range of services, including invoicing, factoring, and debtor management." "With a single click, we ensure that the guys who worked for us on Saturday submit their hours on Monday, and by Wednesday, they already have the money in their accounts." ## Company Information Organization: Finqle B.V. Founded: 2015 Headquarters: Mt. Lincolnweg 40, 1033 SN Amsterdam, Netherlands Area: Amsterdam North Entity-type: B.V. (Dutch private limited company) Industry: Fintech, Financial Services, Invoice Factoring Certifications: ISO 27001, NEN 7510 ### Mission With today's possibilities and tomorrow's technology, Finqle creates an optimized invoicing and payment alignment between debtor, vendor, and merchant. ### Vision With our software and services we make the whole process from invoicing to payments simple, efficient, and transparent. ### Core Values - Agile and skilled organization - Innovative, high-quality fintech solutions - Entrepreneurial culture - Partner with customers to succeed together - Healthy work/life balance ## Free Tools Factor-Scan: Free online fee calculator at https://factorscan.finqle.com/ — estimate your factoring costs instantly before signing up. No commitment required. ## FAQ Q: What is invoice factoring? A: Invoice factoring is a financial service where a factoring company (Finqle) purchases your outstanding invoices and pays you immediately. You get instant cash flow without taking on debt. Finqle then handles collection from your debtor. Q: Is factoring a loan? A: No. Factoring is not a loan. It does not create short-term or long-term debt on your balance sheet. You are selling an invoice, not borrowing money. Q: How fast does Finqle pay out? A: Once an invoice is approved, revenue is in your account in just 3 minutes. Q: Do I have to factor all my invoices? A: No. Finqle offers flexible factoring — you choose which individual invoices you want factored. No long-term contracts, no obligation to submit all invoices. Q: How do I submit invoices to Finqle? A: Three ways — manually upload through the Finqle portal, link your accounting software for automatic syncing, or automate via API or UBL connection. Q: What industries does Finqle serve? A: Finqle serves businesses across wholesale, technical services, flex/staffing, logistics, maritime, business consultancy, security, construction and engineering, IT, finance, hospitality, and healthcare. Q: Is Finqle suitable for freelancers? A: Yes. Freelancers can submit invoices and get paid instantly. No chasing payments, no payment risk. Invoices are credit insured. Q: Can Finqle integrate with my platform or software? A: Yes. Finqle offers embedded financing via API. Platforms and software companies can embed invoicing, factoring, and payment capabilities directly into their products. Q: How does Finqle compare to traditional banks? A: Finqle is more flexible than banks. API-first, real-time processing, automated workflows, no long-term contracts, and payouts in minutes instead of days. Whether your revenue is below or above €10 million, Finqle offers solutions banks cannot match. Q: Where is Finqle based? A: Amsterdam, Netherlands. Mt. Lincolnweg 40, 1033 SN Amsterdam. Q: How many merchants use Finqle? A: Finqle powers over 100,000 merchants. Q: Is Finqle secure? A: Yes. Finqle is ISO 27001 and NEN 7510 certified for information security. ## Optional - [Finqle Homepage](https://www.finqle.com/): Full product overview, client cases, testimonials - [Factoring Companies Netherlands](https://www.finqle.com/blog/factoring-companies): Comparison of top factoring providers in the Dutch market - [Embedded Finance vs BaaS](https://www.finqle.com/blog/embedded-finance-baas): Industry comparison article - [Finqle YouTube](https://www.youtube.com/@finqle): Video case studies and product walkthroughs - [Striive x Finqle Partnership](https://www.finqle.com/partner/striive): Collaboration details with the largest freelancer platform